Registration fees paid by these families will not be used at all to pay for that. As I said, the fund is a...
reserve fund. The reserve fund also includes coverage for uninsured claims and insurance premiums.
I believe the one important comment that I would make with respect to the fund is the fact that it is not unusual. It is, in fact, prudent risk management to have a fund. Let me tell you why. You keep coming back to the registration. If Hockey Canada had not kept the fund and eventually had an uninsurable loss of some significance, you're right—the only way it could probably recover would be to increase registration fees for these kids. This is prudent so they don't have to go back. They're reserving this fund over a number of years.
I really don't have much more to say with respect to the fund.