Thank you, Chair, and through you I'd like to thank Mr. Lorenzetti for being here today.
Mr. Lorenzetti, I apologize if some of these questions start to sound a bit repetitive, but I'm wondering if you can talk to us about this fund to be used in case something is not insurable. Do other organizations have a fund like this that they keep in reserve in case they have sexual assaults that wouldn't be covered by insurance?