Mr. Chair, in a moment I'll ask Mr. Cairo to go through that.
I would like to say that I think—and you will probably hear this from Mr. Lorenzetti later this afternoon—that insurance doesn't cover everything. We're in a situation where we want to make sure that we provide and support families. In some cases, we've made payments out of the equity fund for injuries that may not be covered to the extent they need to be from an insurance point of view. I also would like to clarify that there is a difference between registration fees and insurance fees.
I'll turn it over to Mr. Cairo.