Great.
In the interest of time, I need to keep moving on. I'll maybe go back to Hockey Canada.
You settled on behalf of these players, some of whom were not contacted beforehand. I believe you advised all players after the settlement. Today you've answered on why you settled, and we're going to accept that answer, but I don't feel you've answered on why you didn't settle through insurance. You settled through the national equity fund, which is parents' fees going into their kids' hockey teams. That's the fund that was used. The perception that a settlement came through the national equity fund instead of insurance, and also that there were no minutes from any of the board meetings....
Why did you choose to settle from the national equity fund and not through insurance?