Mr. Chair, we know that one of the things we can do in order to ensure Canadians get through this time is to help them in working with their banks. That's one of the reasons we've worked hard to make sure that banks will actually have deferrals on mortgages. There are a very large number of Canadians who have deferred their mortgage during this time.
We have also worked with the banks to make sure they reduce their credit card fees for Canadians who are struggling to pay those credit card rates, and they have reduced them by half in most cases.
We will continue to push banks, keep their feet to the fire as the member mentioned, and we will continue to support Canadians not only through direct payments to individuals and to businesses, but also to ensure they can get access to credit through their bank or through their financial institution so they can get through a challenging time.