I can't speak specifically, necessarily, to what countries were facing at the time. I can say that Canada is part of what we call the Financial Action Task Force, which is the body that sets standards around anti-money laundering and anti-terrorist financing. That body has identified, in the past, crowdfunding platforms and payment service providers as representing certain levels of risk. As I said, some jurisdictions have already moved to ensure that payment service providers are subject to the types of disclosures and registration that our PSPs are now subject to.
With regard to crowdfunding platforms, we are the first jurisdiction that I know of to put these provisions in place.