Just to add to what Niall was saying, there's lots of experimentation happening in the United States with green bonds. Particularly at the municipal level and state level, we've seen a lot of experimentation there. Canada is looking at what's happening in many places in the U.S. in that respect.
Endowments have been discussed quite a bit in this space. The Rainforest Trust in B.C. is an example of one in Canada. Certainly, there's lots of interest in potentially looking at that in the future as well. We are working on this. It is complicated, but at the same time, we're managing the Canada nature fund and moving funding into communities. We are very much interested in the innovation space. We plan to do more work on this, including looking at places like the United States and elsewhere for inspiration.