From the work we are seeing, Canadians are beginning to connect the dots, that there is a link between the events they are experiencing and climate change; these aren't just fluke events.
Canadians are not aware enough of what's contained in their insurance policies, and we have been working on better messaging to try to encourage them. A number of our members have gone out with much clearer language policies to try to make sure they understand their policies. I've been out continually talking about the need. Every year when you take a look at your policy upon renewal, you should educate yourself about what's in it and what isn't and make sure you are paying for the actual risk you face.