We actually have a very good relationship with a number of the insurance industries right now. We have dialogue with them on likely a weekly basis right now. It's a whole-of-society issue. It's not just an insurance industry issue or a government issue. It's an issue even right down to the individual level, where we're taking that conversation.
The insurance industry wants to introduce a residential flood insurance market. There are some difficult decisions that have to be made. One of them would be sharing information, because that becomes a tension point as to whether you want to have the information shared about your home, which might be in a high risk area, and the impact that will have on property values and so on. That has an impact on the municipality and on the person who owns a home, but it also has an impact on what their rate of insurance would be, as an example.
When I spoke earlier about trying to address some of that, what are the preconditions we need to have in place to actually implement residential flood insurance? That's the kind of conversation we're having right now in trying to bring a number of players to the table in order to be able to make an informed recommendation on that.