I know you've said that the great thing about a tax credit is that there's no discrimination between urban, rural, small, or large, in that it's open to everyone, but I would argue that the reality on the ground may be different.
For example, I live in a big old house in a rural setting. When the energy efficiency grants became available, there were a number of individuals out there promoting them, because they stood to benefit. You become far more aware of these things. I did install ground-source heat, insulation, windows, and all the rest of it to take advantage of those opportunities when they arose. If it had been a tax credit type of vehicle, I may not have been as aware that it existed.
I guess I'm arguing that those who are wealthier and have individuals on their staff looking for these opportunities to benefit their properties and others have a greater degree of involvement in these programs than do those who come from smaller communities and don't have the wherewithal, or are from smaller businesses that don't have the resources to take advantage of things.
Would you agree, then, that in reality it does or could benefit wealthier individuals in urban centres versus those in small rural centres who may not be as wealthy? Anecdotally...?