Thank you, Mr. Chair.
Dr. Pomeroy, you mentioned insurance costs, and in the next panel we're going to be talking to some folks who have been looking at areas that can't get insured because of climate impacts.
I'm curious—this could be to Mr. Scarpaleggia or to Dr. Pomeroy—whether you have any concerns that this kind of forecasting could impact Canadians who are in these areas, and their insurability? What responsibility does government have to ensure that insurance is still available to Canadians?