Thanks so much.
Mr. Sandford, thanks again for your testimony and for really highlighting the existential threat we're facing.
We heard some of the testimony from the Citizens' Climate Lobby about the uninsurability of certain areas. There was an article published today of an interview with a woman in Kelowna who bought her home there and is now finding it impossible to insure it, because she is near wildfires. Many insurance companies have pulled out of California because of the severe drought conditions.
In your work, are you coming up against some of these insurance impacts of the climate crisis?