Thank you.
Welcome back to committee. We appreciate, gentlemen, your returning and providing all of your insights, perspectives and expertise.
I have a really brief question about greenwashing because I'm interested in it as well. My friend and colleague Monsieur Deltell talked about carbon credits. I've purchased carbon credits before. I don't feel like I'm greenwashing. I don't know if they're necessarily a form of greenwashing as much as when a bank suggests that their mutual funds or bonds are so much greener than another's, when they're clearly not.
Can you explain to me the difference, or the definition, between greenwashing on the side of a consumer choosing to offset versus a business tricking consumers?