Well, as I mentioned before, I haven't seen any specific costing related to firms having to undertake the data collection analysis and reporting for climate-related disclosures. They are already doing a lot of disclosures relating to the traditional risks, so this would be on top of that, but I don't know what the incremental amount would be.
There is always some cost to adding a new accountability and transparency mechanism. There's a cost for accountability bodies such as this committee to run. There's a cost for our office, which is an accountability mechanism, to run. There's a cost associated with an accountability measure such as climate-related disclosures, but I don't know whether OSFI has attempted to quantify that in terms of the average cost to each firm.