It's really a matter of will because we can move faster. One of the reasons we decided that the Office of the Superintendent of Financial Institutions would be audited was that, in the report we released in the previous year, we said that Canada risked falling behind other countries on investing in a climate-resilient future. So it's a matter of will.
I would even say that our lesson 1 is related to the question you raised. More effective leadership and coordination are needed to advance commitments respecting the fight against climate change. We need more leadership and more coordination, and we need the will to act. This isn't just about acknowledging that there's a climate crisis; we also have to act in a manner consistent with that crisis. It's easy to say there's a crisis, but it's harder to act promptly and diligently enough to handle the situation in a manner consistent with that crisis.