It's up to the government and Parliament to decide whether the Office of the Superintendent of Financial Institutions will play that role or not, and whether amendments must be made to its enabling statute.
To answer your question, the risk is that the policies of the various federal organizations may be inconsistent. If we consider a horizontal approach, as we say at the federal level, and certain players don't help, that could undermine efforts to reach the goal. If there are inconsistencies, there's a risk we may not meet the goal, since not all organizations will be headed in the same direction.