Basically, I think the Canadian financial system is healthy and adequately capitalized. It's difficult to accurately quantify the risks you're alluding to. But a lot of work still needs to be done, including in terms of disclosure, as you mentioned. We, the investors, are continually monitoring and assessing risks. The more information we have, the better prepared we are to quantify risks and achieve sound performance.
As to whether the Canadian system has the tools it needs now, I'd say yes, but—