As global rules unfold, as I said, supply chains increasingly will need to deliver on sustainability—the E, the S, the G. It's already here. Certainly the EU is leading that agenda.
I'll use the SME example. There is a key piece of their mindset that we need to think about as we think about policy.
First, absolutely, are they aware that it's a competitive advantage for them to participate? Then do they have the skills, the knowledge and the expertise to begin the journey? How do they carbon count? How do they carbon count remotely? How do they build their ESG road map that would fulfill the obligation of the supply chain globally that they're in? Once they've built their ESG road map, how do they build their pro forma and decide on what the decarbonization technology is?
Then, where do they get the capital? What is the price of that capital? If they don't have a good asset base or a historical revenue stream, the bank might not give it to them. What are the mechanisms?
When I talked about the work of the OECD and the SME Finance Forum, what I was really talking about was the opening up of options and tool kits around that entire spectrum. We were talking earlier about benchmarks—