Thank you.
Mr. Van Acker, earlier you painted a rather bleak picture of what Canada isn't doing. You talked about what Canadian banks aren't doing compared to what's happening internationally.
I understand that your organization, InfluenceMap, is very credible and that it conducts major studies. In your 2024 report, “Canada's Big Five Banks: Heading to Net Zero?”, you note that Canadian banks are failing to put in place credible climate strategies. That's like saying we're unable to do it in Canada, but other countries are able to do it.
Can you please describe the various ways Canadian banks choose to present the action they are taking in relation to their products and policies?