Thank you, Mr. Chair.
I have a question I'd like to put to the three witnesses who are here. We have two minutes for everything.
When we started this study, I talked about how Canada is lagging behind other countries. Things picked up in Europe shortly after the Paris Agreement; it's Europe and it's a federated exercise.
In your opinion, what are the obstacles on Canadian ground? What's at stake for Canada if we delay putting in place a robust regime that aligns the financial system with our national objectives?
I would ask Mr. Van Acker, Ms. Bak and Ms. Goodman, in that order, to answer the question.