When you look at the whole emerging industry of sustainability-linked loans, this is a very important issue. It's an emerging category that investors have really focused on quite significantly globally.
Each loan, each facility, is tailored to the individual issuer according to what sector they're in and what they're trying to achieve from a sustainability perspective. They have to articulate that. It's embedded in the overall prospectus and rules. Therefore, it's very important that one size does not fit all. This is a highly customized sector, and reporting is required as they go along. That becomes the issue for the companies that we help finance. It becomes their issue to report that clearly in their notes to their bank group and to the investors.