I think we obviously want to support the energy transition in Canada. We're doing all we can to work closely with our clients and our largest banks. Some of their initial targets were focused on the oil and gas sector. They're continuing to work toward progress in achieving those targets.
It's hard to answer that question. I'm not a climatologist in terms of what could go wrong. Obviously, there could be serious consequences, and our banks are doing everything they can, whether it's through the SFAC or complying with OFSI regulations, to ensure a good energy transition in Canada.