If I've heard the question right, the answer is yes. One thing that's definitely needed in this area generally is to make sure that governance is fit for purpose. The climate crisis represents an existential crisis globally and a very acute financial risk for institutions of this kind. Having some real climate expertise on boards is an essential requirement.
As well, I know that organizations like the Canada Climate Law Initiative have been offering training for all directors to have a baseline knowledge of climate risk. This is something that we're seeing an increasing number of institutions make a requirement, saying that this is one of the board competencies they would like to see, but this is something that can be improved upon through a regulatory [Technical difficulty—Editor] sure that these institutions have the expertise they need to thrive in the current environment.