Thank you very much.
I think it's important for people to realize what you are saying about other international companies. You're not going to be including them in opportunities with Canadian research or Canadian dollars. It's going to be the Canadian companies doing as they have always done, and that is to be the most ethically minded and environmentally sensitive producers of oil and gas on the planet, and you are going to be working with them in order to make sure that works.
Now, the other point—and again we are talking about subsidies—is that we have heard around this table that money is lent to these companies at commercial rates and so on, which in itself is a subsidy, and that is why you hear about these billions of dollars where Canadians are subsidizing the oil and gas industry.
Can you talk a little bit about the commercial rates and the commercial aspect of EDC?