Thank you for the question.
I'm going to speak in English so that I can be clearer.
In my view, the taxonomy and disclosure, as I mentioned, are foundational elements to help with information flow and decision-making. What is required to adjust the mindsets of the real economy that work through the financial sector as intermediaries is to have climate policies in place to help direct that decision. It's a bit different from the sustainable investment initiatives that I'm talking about today.
That said, OSFI, which is responsible for regulating the federal financial institutions, does have guideline B-15. That requires the financial institutions to manage risks related to climate and to report and disclose on that, but that really doesn't drive economic decisions on who those FIs are going to finance. It's really about credential management.