I'm not sure if I'm going to be able to respond directly to the question. Neither term, “aggregate exposure” or “cumulative effect”, is defined in the statute at the moment. “Cumulative effect” and “cumulative effects” are referred to in a number of places in Bill S-5, however, so it is an important concept, and it is one that informs our risk assessments and our risk management decisions.
“Aggregate exposure” is not referred to in the act or the bill.