That sounds like a really important innovation. Thank you very much.
My second question is for Mr. Tardif, if I have time. Mr. Tardif, you stated that OSFI should ensure that we have a strategy for addressing climate-related financial risk that is as consistent as possible among federally regulated pension plans.
Over the last couple of weeks I've read that two-thirds of Albertans are really frustrated and afraid that their pensions might be taken over by the province, and that a lot of those funds would undoubtedly be reallocated and invested into oil and gas. Do you share that concern, and do you think that providing some sort of sub-sovereign or provincial pension fund would add risk to those portfolios?