Early in my remarks I pointed out that for most of the private sector, this came into effect January 1, 2004. It's still very early. There is a lot of learning yet to be done. We think more time has to pass before we really understand whether or not significant changes are needed.
Having said that, I tried to acknowledge in my brief as well that there may very well be appropriate amendments to clarify meaning and intent, areas we're not familiar with and can't really fairly comment on.
The law of unintended consequences is always at work, and there may be enough time, when people have had five years, to suggest appropriate technical amendments to clarify how it's going to work.