Mr. Peterson, I'll look to see what my friends in the credit union industry have to say, but I think we're very consistent. As we've gone through the two recommendations, I think the overall view is that the legislation works well. We think it's a good base. We think it's working well. I think we both need what I would call some “technical tweaks” to make it work better, work more efficiently, but I don't think we see the need.... For a piece of legislation that is so relatively new, quite frankly the track record, from our sense, shows that it operates quite effectively. The Privacy Commissioner's office operates quite effectively. I don't think we need much more than technical tweaks. That's our sense, but I'll defer to my friends at the Credit Union Central.
