I think you've got to look at it on a case-by-case basis. As you probably know, there was a case before the Ontario Court of Appeal that came to a conclusion. I also know that the court of appeal is just about to relook at that situation, but I think this very much underscores something that my colleague from the credit union said, that you have to look at it on a case-by-case basis.
On January 30th, 2007. See this statement in context.