I don't think we've gone down to that level of detail, but I think it would probably be the same affiliates and subsidiaries. The fact of the matter is--and this is a point I made in my opening remarks--that banks, as do a lot of corporations, operate as a corporate group now. Within a banking group you have a mutual fund dealer, a trust company perhaps, a securities dealer, and a bunch of companies carrying on different kinds of businesses, but for all intents and purposes they operate as one group. I think, as a result, it would be useful if you could share information among the particular companies within that group in an effort to prevent fraud.
I know of situations that have happened in the banking industry, for example, in which our BCPIO, our investigative body, has been seized of information concerning fraudulent activity, money-laundering activity, but it has been unable to share that information with a subsidiary of one of our member banks because of the fact that PIPEDA does not operate on a corporate groups approach. As a result, I think it would certainly be beneficial for this committee to consider making amendments to the act to allow corporate groups to share information among the members of their group.