Specifically, they have the ability to disclose without consent. I can give you the section numbers. In Alberta, it's paragraph 20(m). They can disclose the information where it's reasonable for the purposes of an investigation or a legal proceeding. The similar section in B.C. is paragraph 18(1)(c). In contrast, in PIPEDA we're restricted; we have to share with an investigative body.
And then I think somebody the other day, in the submissions by the banks, made a submission that even investigative bodies can't communicate with each other. So it's just a clear little gap.