This is an area that was of pretty big concern to us, particularly at the time B.C. and Alberta were looking at their legislation, which didn't exist until we got going at the federal level. It was about the same time.
I heard from members all the time about how worrying this was going to be for them. There are examples specifically, and I think you've heard it expressed very well here of where there may still be some concerns. But on the broad level, is that concern still reflected in my membership, broadly? No, it's not. So I don't have anything specific to suggest, and I certainly don't want to take issue with what our friends in life and health insurance are saying.
David, do you have anything to add? No? Okay.