I simply want to add that all insurance companies in Canada that are federally incorporated are subject to the Office of the Superintendent of Financial Institutions. There are very strict regulations on transfer of information outside of Canada. It is permissible, but it is reviewed by OSFI. It is important that it be allowed, because this is a very international business.
You have to understand that a very large portion of the capital that comes to provide insurance to homes, businesses, and automobiles in this country is provided from outside of Canada. So there is obviously going to have to be some transfer of information. I can assure you that this is highly regulated already.