I think we've heard some testimony on that aspect.
On another point, you talked in general terms about tightening up PIPEDA, about making sure protections, penalties, and enforcement would in fact be stronger than those the act currently provides. We heard some other accounts of situations and circumstances in which the current privacy laws don't avail the banks. For example, in one situation, a senior citizen might be under some kind of intimidation to show up at a teller's counter and provide information, with somebody standing right behind them. They spoke quite eloquently, I thought, about the need for a public interest exemption. In these kinds of exceptional circumstances—for example, in the example I mentioned—the bank would be able to contact a relative or someone like that. Currently PIPEDA doesn't allow that.
Would you favour this kind of public interest exemption in a case in which you clearly have a customer who is under some kind of intimidation or threat if they're not ready to disclose that type of information?