Actually, I believe the incident you're referring to involves the Bank of Montreal. We've been receiving phone calls over the last few days. For instance, some people got a letter, were told to phone, and weren't able to get through on the phone. Some showed up someplace to use their credit card and were told the credit card was no longer valid. Or because so many people had received cards in the mail, when they tried to phone in to activate their cards, the lines were busy.
So we've received a number of phone calls over the last few days about this. It is something we're very concerned about. It's very difficult for consumers now to keep track of who has what information and where it might be.
If a security breach happens and someone gets your credit card number or your social security number, you may not know for months and months. By then untold damage can be done. In the case of identity theft, you're looking at a destroyed credit rating or an inability to get a mortgage. In some cases, a credit rating can affect employment, because some employers do check your credit rating before they hire you.