I see.
The last thing I would raise is that the numbers you cited at the start of your presentation seem very low to me, although you do make the point that it's difficult to actually measure the depth and breadth of the problem. But 7,500 identity theft victims reporting $16 million in losses seem like a mere fraction of what's probably going on out there. Would you agree with that?
We were using an American figure of 30 million incidents per year and extrapolating 10% of that for Canada's population. Would that be reasonable?