Okay. I appreciate that.
We heard earlier today from the chair, actually, who indicated that maybe we—not we but the staff—should have been more aggressive in making the call saying, “Do you really mean this instead of what's in front of us?” I think you've been very clear that, in black and white, it asks for a “state-of-the-world”....
Would you like an opportunity to comment on that, whether you've learned anything from this experience? Would you have done anything different, or have you put anything in process that's any different from that, based on the information you have in front of you?