I mentioned that there are agreements between the departments and the private sector. It's the same thing for the banks. At Revenue Canada, for certain provisions, the banks must have access to social insurance numbers. That's protected in the private sector by PIPEDA. Those institutions are governed by that act at the federal level. There are comparable acts in other provinces and territories, where that information is protected as personal information. On the one hand, it all makes sense.
For us, the SIN is a number that was created by the federal government. In the private sector, as a result of agreements with the departments, or programs or acts, businesses have that number. It's protected at the federal level by PIPEDA and by a provincial statute such as the Ontario—