I know you made brief mention of the whole question of the requirements of industry to disclose any data losses. We spent considerable time debating the pros and cons of the best direction to go forward there.
Have there been any changes to the experience your office has seen with respect to the voluntary approach and how that has been working? Are you finding that industry is participating well? Are they putting regimes in place to make sure those losses are disclosed, at the very least, to your office?