It is 11:00 a.m., so let's start the meeting right away.
My thanks to Mr. Kardash, from Heenan Blaikie, and Ms. Grimes, from the University of Toronto, for being with us today. We are waiting for two other witnesses who were supposed to be here at 11:00 a.m. Our information is that they are on their way.
We will start with the presentations, for which you each have 10 minutes. Then there will be a question and answer period.
So let's start right away with Ms. Grimes.