Well of course the criminals become more sophisticated and under-reporting is a big problem for us. So we try to capture, through use of a credit card. We create fake identities as well to try to attract this type of behaviour. We try to subscribe to something to see if there is any fraudulent activity out there.
Tom can help me with this and will probably be a bit more precise. Whenever there is a situation where you're buying something or there is a free trial offer and you're submitting credit card information, you're immediately at risk of being upsold products that you had never even heard of, and then having difficulty cancelling that service before you're being charged hundreds of dollars. That fits into our law as a serious deceptive practice.