Thank you very much, Ms. Lawson.
Thank you to all of our witnesses for four excellent presentations. We would benefit from more time with all of you, I'm sure. We're lucky to have such leading authorities on the subject all clustered into one day.
We used one clean hour for the presentations. That leaves us one full hour for questions. Without any delay, we'll go to the official opposition, beginning with Charmaine Borg.
Charmaine, go ahead, for seven minutes please.