Thank you for appearing before committee today. I have just a couple of questions.
I think a lot of us, as regular Canadians, have this perception of a hacker being a 17-year-old kid who's pretty good with computers, and that's the person who's stealing our identity and just having some fun with it.
Who are these new fraudsters? Put a face on who organized crime is. Is it organized crime in Canada? Is it the Hells Angels? Can you put a face on it for us, if you wouldn't mind answering as well as you can?