I think also it's a matter of giving consumers choice. The monitoring does provide an additional level of protection. Like many consumers, I subscribe to that service because I also like to know what my credit score is. That comes with the service. I also like to know that I have protection if I lose my wallet. So, it's just giving the consumer choice, and then it's our obligation to lay those choices out to the consumers and ensure they're informed when they make their choice.
On May 27th, 2014. See this statement in context.