That's an alert. That's not monitoring. That's the $5 alert.
The credit monitoring, which is for less than a cup of coffee a day, is a proactive, paid-for service. Unless they are a victim of a data breach and the corporation is paying for it, a consumer can pay for it on a monthly basis to make sure that anybody accessing their file—I always use the example that it's like a fingerprint, if I touch your file or I access your file it leaves a fingerprint. Soft and hard enquiries, you know if anybody has accessed your files. Because you get that real-time alert, you can say, “Wait a minute, I don't deal with this bank. What are they doing looking at my file”? You can call Equifax. You can call the bank. You can call whoever has been accessing your file.