Okay, I get that. But what does that have to do with the fact that a consumer wants a credit report and doesn't necessarily want it mailed to them? How is that the consumer's problem that you have to maintain an office when we want access to our credit report, and we want it free, and we want it online? Why do I care that legislation forces you to have an office? That's just the cost of doing business for you.
Why is that my problem as a consumer?