Good morning, ladies and gentlemen.
We'll convene our meeting of the Standing Committee on Access to Information, Privacy and Ethics. We're here today to continue with our ongoing study on the growing problem of identity theft and its economic impact.
Today we're pleased to welcome a panel of three authorities in the field. Representing credit bureaus and agencies, we have Equifax Canada Company. Mr. John Russo, I believe, will be presenting on your behalf and you can introduce your colleagues when you get the opportunity.
We have, from the Forrest Green Group of Companies, Mr. Murray Rowe, president. Welcome, Mr. Rowe.
We also have, from TransUnion Canada, Todd Skinner, president, and he is accompanied as well.
What we usually do is invite witnesses to make brief presentations of five to 10 minutes each, in your case, and then we'll open it to questions to all three after the three presentations are made. In the order in which they appear, I think we'll invite Equifax Canada to begin. Mr. Russo, I understand, will make the presentation.
The floor is yours, sir.