Can I just add one more point? I think as you try to attack this problem there are really multiple solutions to get there. But I would just say that an ounce of prevention is worth a pound of cure. When you think of the number of breaches actually decreasing but the number of potential victims increasing. Technology is catching up. It's how we store information on data. That data is becoming cheaper. How many items we store on that technology is getting more expansive. So, instead of it being 100,000 records, it's a million records, then it will be 100 million records.
I just advocate that trying to solve this problem of identify theft on the front end saves a lot of time and effort on the back end, and allows us to take the funding and resources we have solving white-collar crimes to really get them focused on things that make a difference in our communities. So, try to move as much as we can to the front end to solve this problem.