Okay.
My financial institutions are regularly sending me their online agreements. They keep changing. They keep shifting around. They're almost indecipherable for an average person to read anyway, but one thing that seems to be fairly common in them is that they seem to lessen institutional responsibility each time I get one of those, and to increase my responsibility.
Do you hear from the public that they're frustrated with that kind of thing? It looks to me, when I get them, as though there may be some change in technology, but it's typically because it looks as if the financial institution is trying to absolve itself of a responsibility rather than improve my protection.
Is there any comment from anybody?